Should I use IR/401k to pay off some debts?

I'm mid-40s, and have only about $50k or so saved in IRA/401k after believing and following slowlane principles for ten years. I mean, on the low end of retirement we probably need around 3 or 4 million, and we've saved only 1.6% of that. According to a slowlane retirement calculator, to be on track for that amount we need to save $6000 per month LOL!

After reading multiple business books and especially The Millionaire Fastlane and Unscripted, it seems pointless to me now. Like putting...

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