Background
I have never bought a home before, so I'm eligible to cash out my nearly ~15k IRA for a first home purchase. I'm also eligible for an FHA loan. However, my employment history is problematic in getting financing. I've been a 1099 and a W-2 employee sporadically over the last few years, hopped around jobs a lot, and therefore my income is hard to predict for lenders.
Option A
I've shopped around many lenders, and the only viable option right now is an unqualified...
FHA or nah?
from FHA or nah?
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