Swimming Against My Current

So far life has been fairly straight forward for me. I graduated college this past May (without debt, thank you parents) with a Bachelor of Fine Arts. My only blunder so far (in the world of financial independence) was purchasing a new car putting me a little under 10k in debt. Currently at the age of 22, this is my starting point. A normal kid, having followed the scripted life to the "t", job(s), apartment, car, the whole deal.

Over the last couple years I have slowly been discovering the...

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