When everyone is digging for gold, sell shovels?

When everyone is digging for gold, a good approach is to sell shovels. When everyone is going into crypto, maybe it might be a good idea to lend USDT. Lending USDT on KuCoin provides interest rates of up to 2% per day. Assuming that you get paid monthly you can get up to 60% per month. This means that lending 10k$ will give you 2.81 million $ in one year.

But where are all those millionaires from crypto lending? Is the risk of not being paid back too large despite the insurance? Or are the...

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