learn coding vs outsource

Hi fastlaners! I need a car dealership website but with customizability beyond what WordPress offers. I have a little experience in coding but haven't ever built a website from scratch. I also don't have much money to spend on outsourcing. so I will have to either devote some time to learn webdev or earn some money to spend on outsourcing.
so, I know both options have pros and cons and that MJ chose former. I want to hear your thoughts.

honestly, I prefer to build it myself but I'm worried...

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